Speedy funds now with fully digital HELOC process
Need cash fast? HomeEQ’s home equity line of credit (HELOC) offers a rapid, digital solution for accessing the equity you’ve built in your home.
Complete our simple online application in just 10-15 minutes and get access to funds in as few as five days.
Get Your OfferFast funding for your immediate cash needs
We don’t always have the cash we need when faced with unexpected expenses such as home repairs, medical emergencies, job loss, investment opportunities, or other urgent needs.
If you need quick cash for an immediate opportunity, HomeEQ’s fully digital HELOC provides the speed you need with a streamlined application process you can complete in just 10-15 minutes—with funding in a matter of days.
Secure flexible funding swiftly and efficiently for whatever opportunities or emergencies come your way.
What makes HomeEQ’s HELOC so fast?
A home equity line of credit (HELOC) is a flexible financial tool that allows you to borrow against the equity in your home.
Unlike traditional HELOC processes, HomeEQ’s intuitive, self-service platform is designed for speed—with full approvals within 15 minutes and funding in as fast as five days.
You can do it all yourself, with no expertise needed.
A line of credit is available when you need it, offering quick access to funds with terms that work for you.
Rapid benefits of HomeEQ’s online HELOC
- Approval in minutes with our 24/7 digital application
- Access funds within as few as five days
- Borrow between $25k-$350k
- Flexible repayment terms from 5-30 years
- No prepayment penalties for maximum flexibility
Expedite your financial goals today with a HELOC
To make sure our HELOC process moves as swiftly as possible, gather the following documentation ahead of time so you’re fully prepared when you sit down to start the application:
- Social security number
- Property address
- Number of individuals on current mortgage
- Online banking credentials or credentials for payroll provider
- If self-employed, your IRS website credentials
- Login info for homeowners insurance provider
- Insurance policy coverage and premium amounts
- Homeowners association fee amount
- Bank credentials for deposit account
Once approved, you’ll receive cash in days, helping you quickly meet your immediate financial goals.
HELOC rates and terms for property investments
Check out our HELOC’s specific qualifications and terms to see how it fits with your property investment plans.
Speed of an online HELOC FAQs
HomeEQ’s digital application process involves entering your income, banking, mortgage, homeowners insurance, and property information into our intuitive, user-friendly platform and receiving a rapid assessment and approval.
This streamlined process is designed to be completed quickly from any device, anywhere.
With HomeEQ, you can access your funds as soon as five days from approval, making it a fast, convenient option for leveraging your home equity.
Homeowners have full control of the process from start to finish, thanks to our online application and instant results.
To make the application process as smooth and speedy as possible, be prepared to provide details about your property, income, current mortgage, homeowners insurance, banking credentials, and a form of identification. Also, ensure your credit isn’t frozen, which can delay the process.
Having this information readily available can significantly expedite the approval process.
Our fully digital, self-service application process and advanced verification methods allow for immediate approvals and rapid access to funds, bypassing traditional banking delays.
You will enter all required information into our online platform and receive instant results. It’s really that simple.