Finance life’s biggest moments with home equity
Access greater financial freedom for any life event using home equity.
A HELOC from HomeEQ helps you quickly tap into the equity you have built throughout the years to finance the most important moments in your life.
Apply now and access funds as quickly as five days through our simple, fully digital application process.
Your partner in funding life’s milestones
As you’ve diligently worked to repay your mortgage, you’ve created a flexible funding source to help you celebrate life’s milestones and navigate its challenges without financial stress.
Your home equity is there for you when you need it, providing additional cash for life’s most exciting—and expensive—moments.
A home equity line of credit (HELOC) can help homeowners leverage their existing equity to finance any large expense, including:
- Weddings
- Student loans
- Vacation home
- Boat or RV
- Home improvements
- Medical bills
With HomeEQ’s HELOC, you have a reliable financial tool at your fingertips.
Discover the freedom to fund your dreams as they come, all backed by home equity.
How to access home equity with a HELOC
HELOCs provide borrowers with a revolving line of credit to draw from to fund life events and major expenses.
This flexible financial solution works alongside your current mortgage, providing cash with manageable terms tailored to your needs.
Benefits of financing your milestones with HomeEQ’s HELOC
- Apply anytime, anywhere, with our digital application process
- Approvals within 10-15 minutes
- Borrow $25k-$350k to cover any large expense
- Flexible terms from 5-30 years
- Suitable for primary residences and second homes
- No prepayment penalties
How it works: Tailored HELOC solutions for every life event
- Start your application online to share details about your financial situation.
- Complete our quick, self-service application for instant approval—just 15 minutes of your time.
- Access your funds swiftly—in as few as five days—to start funding your life’s milestones.
HELOC rates and terms for milestones and life events
HomeEQ offers competitive rates and terms designed to meet life goals.
HELOC rates and terms
Explore a breakdown of our HELOC’s specific qualifications and terms to better understand how it works.
HELOC FAQs
Yes, with HomeEQ’s HELOC, you can access a line of credit that you can draw from for various needs. This makes it perfect for simultaneously financing multiple milestones, such as covering education costs while paying for a wedding.
The funds from a HELOC can be used for any purpose, including significant life events.
With HomeEQ’s HELOC, you receive quick, flexible access to funds that can be used for large expenses such as weddings, educational fees, dream vacations, or purchasing a luxury item like a boat or RV. Our streamlined process ensures you get the financial support you need quickly and efficiently.
The amount available to you depends on the equity you’ve built in your home, the value of the home, and your credit score.
HomeEQ offers HELOCs with loan amounts ranging from $25,000 to $350,000, which can help you confidently plan and pay for any major life event.
After approval, you can typically access your HELOC funds from HomeEQ in as few as five days.
The quick turnaround helps borrowers meet timely payments and expenses associated with milestones or life events.
A HELOC offers flexible borrowing options with lower interest rates than personal loans or credit cards.
HELOCs allow you to draw funds as needed, giving you control over how much you borrow and when which is ideal for staggered expenses like wedding planning or education.