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Expand your real estate portfolio with a HELOC

Tap into the cash you’ve built in a current property with HomeEQ’s HELOC to fund your next real estate investment. Our quick, fully digital application process takes just 10-15 minutes. Apply now to access funding in as few as five days.

Get Your Offer

Leverage your equity for real estate investments

A HELOC is a versatile tool for funding a variety of real estate investment-related expenses, including:

  • Purchasing additional properties
  • Financing renovations or repairs
  • Bridge financing
  • Debt consolidation
  • Emergency funds

Home EQ’s HELOC helps you tap into the equity in your home or other investment properties to finance your next real estate venture. 

Our fast, straightforward process grants you access to funds when needed most.

How does a HELOC work for investment properties?

A home equity line of credit (HELOC) allows you to borrow against the equity you’ve built in your properties.

It’s a flexible credit line that can finance new property investments and expenses, working alongside one of your current mortgages to boost your investment capabilities.

The amount you can borrow depends on how much equity you have in your property, your credit score, and lender requirements.

Benefits of using HomeEQ’s HELOC for property investments

  • Fast, digital application with 24/7 approval
  • Borrow from $25k-$350k to finance your investment needs
  • Flexible term lengths from 5-30 years to match your investment strategy
  • Use with primary residences and investment properties
  • No prepayment penalties, providing flexibility for investors

Unlock your property’s equity for investment growth with HomeEQ

  1. Start your application online and outline your investment goals and financial status.
  2. Complete our efficient digital application for instant approval results—it only takes about 15 minutes.
  3. Once approved, you can quickly access your funds in as few as five days to move forward with your property investments.

HELOC rates and terms for property investments

Check out our HELOC’s specific qualifications and terms to see how it fits with your property investment plans.

Approval time
Within 10-15 minutes
Funds accessed
Within as few as five days
Loan amounts available
$25,000-$350,000
Flexible term lengths
5, 10, 15, 20, and 30 years
Cash draw periods
3 and 5 year options with at least 90% initial draw
Minimum credit score
640
Maximum debt-to-income ratio
Up to 50%
Home equity combined loan to value
Up to 80%
Eligible property types
Primary residence and second property
Eligible locations
40 states and counting

HELOC FAQs

How quickly can I access funds from a HELOC for an urgent investment opportunity?

HomeEQ’s HELOC is designed for quick access, allowing you to draw funds in as few as five days from approval—which is ideal for capitalizing on time-sensitive investment opportunities.

Is there a limit to the number of properties I can finance using a HELOC?

The amount you can borrow with a HELOC is primarily based on your available equity, credit history, and lender policies. 

There isn’t a specific limit to the number of properties as long as you have the equity to support the borrowing.

What should I consider before using a HELOC for property investments?

Consider the borrowing costs, including interest rates and potential fees, and how they will affect your overall investment returns. 

It’s also important to have a clear strategy for your investments and an understanding of the current market conditions.

What types of property investments can I finance with a HELOC?

You can use a HELOC to fund various investments, including purchasing additional properties, investing in commercial real estate, funding renovations for fix-and-flips or rentals, or expanding your real estate portfolio in other ways.

The funds from a HELOC can be used for any purpose of the borrower’s choosing, and this freedom and flexibility extends to your investments.

Unlock your home’s potential

Access cash from your home within as few as five days. Try our streamlined digital application to discover if a HELOC is the key to your financial success. Get started to see your personalized offer now.

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