Your home equity
equals opportunity

By investing in your home, you’ve built equity that can now finance other important life experiences. See if a Home Equity Line of Credit fits your needs with our straightforward, digital application. Apply anytime, 24/7. Get your decision in 10-15 minutes. Receive funding in as few as five days.

Get Your Offer

How our digital HELOC works for you

Simple start

To get your personal offer, start an account now to share basic details about your situation.

Approved in 15 minutes

Finish the digital application for streamlined processing without traditional timelines.

Cash within days

When approved, you’ll receive access to cash within as few as five days to use for life’s expenses.

Get Your Offer

Learn more about how our HELOC works →

How HELOCs are helping homeowners like you

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Debt Consolidation

Make paying down debt achievable and affordable with a HELOC

Home Improvement

Tap into home equity to reinvest in your property and increase its value

Personal Milestones

Afford your needs and wants, from life’s exciting moments to its challenges

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What makes HomeEQ’s HELOC different?

Backed by our team’s combined mortgage experience, we’ve built a simpler way for homeowners like you to access the untapped equity paid into your home.

We’ve developed a truly self-service HELOC, from application to funding — all completely digital so that you can access cash within days. The application only takes 10-15 minutes. See if you’re approved by applying anytime, 24/7.

100+ years

Mortgage Experience

$18.6 billion+

In Funded Loans

52,000+

Loans Funded

40+

States Served

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Resources

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Published February 25, 2025

Is the Interest on a HELOC Tax-Deductible?

Published February 18, 2025

How is HELOC Interest Calculated? How Does HELOC Interest Compare to Mortgage Interest?

Published February 11, 2025

Does a HELOC Change Your Mortgage Interest Rate?

Published February 6, 2025

How to Use Home Equity to Make Home Repairs